Supported by a relationship with the NZMA, we assist medical professionals throughout New Zealand.
Healthcare Professionals are our clients, and over the years we have got to know your issues well. Primarily health professionals are inevitably time poor so we seek to provide robust financial strategies that are simple and effective and then report, measure and monitor your position to ensure you remain on track.
One size does not fit all. We tailor strategies to your specific objectives to ensure they will work for you. With specialists in the areas of investment, insurance and finance we will coordinate your requirements in a cost-effective way that benefits you. For instance, we have found in our reviews that many practitioners are over-insured through middle age. With debt often repaid, children independent and wealth building, there is nothing better than being told by us that your expensive insurances can be decreased.
Peace of mind is a haven for the hardworking. Our team will be able to explore your objectives through a holistic approach, achieve optimum efficiency and maintain this through life’s curve balls and stages. Our illustrative software modelling that is the basis of our planning advice, and that many of you will have seen, underpins a logical and methodical approach that is replicable, time effective and proven over time.
Hamish McPhail, Director, AFA, CFPCM, LL.B
While vehemently in denial of my advancing years, it is indisputable that I commenced my financial planning career as long ago as 1992 with IPD Securities Ltd, the breeding ground for many of today’s investment advisers. At the end of 1993, I moved to Medical Assurance Society and established my connection with (and enjoyment of) the medical fraternity.
In 2001 I formed Medical Financial Advisory Services Ltd (MFAS) and was delighted to welcome Sue Stewart as my business partner in 2002.
After more than 20 years as a financial adviser, understanding client requirements and the interaction with investment markets has been a critical skill. I follow the philosophy, inured through hard experience, that investment strategies which protect against loss are critical for sustainable financial wealth.
Beyond work, I participate in numerous sporting activities, voracious reading and the constant pursuit of clutter-free sandy beaches to lie upon.
Sue Stewart, Director, AFA, CFPCM
I pretty much stumbled into the financial planning industry (with a job offer too good to turn down from Hamish!) in 2001, completed the Graduate Diploma in Business Studies (Personal Financial Planning) in 2002 and qualified as a Certified Financial Planner in 2005.
With a husband and daughter in the medical profession, I understand all too well the time pressures faced by health practitioners but also the value in having a clear and cogent investment strategy to ensure the strong income earned is put to good purpose. It is natural to want financial security for your future years, but also essential to enjoy life on the way (and in my case this means following our children around the world!).
By putting into practice what I preach – a financial strategy, dedication and consistency – I have strong confidence that we will be in a good place to retire when we choose. That is my ultimate goal for all of our clients, to help them get to a position of confidence; as this then provides the ability to make better financial decisions and importantly provides peace of mind.
Our whole family are keen skiers, both water and snow (our aim for the summer is to get the grandchildren up water skiing!) and I also enjoy getting to the gym regularly. For relaxation, we love to head to the beach house where we get to enjoy many extended family gatherings.
Lynda Taylor, AFA, BBS – Insurance Specialist
Graduate, Wife, Mother, Daughter, Sister, Friend and Authorised Financial Adviser, I am the in-house risk expert, and happy to assist you, your family and your business with a well-structured and highly personalised risk plan.
Retirement planning and a structured approach to wealth accumulation are so important; yet inherent in this planning is the assumption that you will enjoy good health, and therefore maintain and increase your earning capacity. Insurances protect you against financial loss if along life’s journey you have health battles, become temporarily or totally disabled; or worse still pass away prematurely.
Our business philosophy is simple – have a protection plan that is robust and will deliver the right amount of money to the right people at the right time. Ensuring we set the policy up correctly at the outset ensures we deliver the results at claim time. Remaining up to date is critical and I regularly attend industry conferences and professional developments days.
Walking our beaches and countryside, bashing a squash ball, and enjoying wine and food with family and friends are a few of my favourite past times… and hopefully, help to provide some level of self-insurance!