Our Changed Financial WorldIf you are holding bank deposits as long term investments and hoping that interest rates willincrease sometime soon…..be set to be disappointed. Most NZ economists are predictingnegative interest rates (at wholesale/bank level) will be a new reality. Offshore, the FederalReserve in the USA has recently changed its base policy for dealing with… [Read more]
It is likely there will be many times through your lives that good financial advice will be useful. In over 20 years assisting health professionals, we have seen many different profiles that keep us on our toes, and these are often age related. For our contribution to the first 2021 NZMJ Digest, it may be… [Read more]
Hamish McPhail presents a practical example of how we can project our client’s retirement income position using illustrative financial planning software and help bring clarity to our clients position so they can make informed decisions throughout their retirement horizon.